BRE Lic # 01408843
Buyer Rebate

The Smartest Way to Buy a Home in Sacramento

Save $9,000+ on your next home purchase. Eric Macalma rebates buyers and helps you put that money to work — toward a winning cash offer, your closing costs, or a lower interest rate.

Buy smarter. Save thousands. Win the home.

  • Responsive, licensed, local agent
  • Free valuation & disclosure analysis
  • Buyer rebate put to work for you
The Buyer Rebate

Save $9,000+ — then choose how to use it

Most buyers leave real money on the table. With Eric, you get a buyer rebate of $9,000+ — and the flexibility to apply it three different ways depending on your goals.

Way 1

The Cash Advantage

Use your rebate to power a cash offer. Sellers often take around 9% less for a clean, cash offer with no contingencies — so your rebate doesn't just save you money, it helps you win the home for less.

Explore the Cash Advantage
Way 2

Credit Toward Closing Costs

Apply your rebate directly to closing costs and come to the table with little — or even no — out-of-pocket closing costs. Keep more cash in your pocket on move-in day.

Way 3

Get a Lower Interest Rate

Put your rebate toward a rate buydown. Ask about a 2-1 buydown — start with a rate 2% lower in year one and 1% lower in year two, then refinance when rates improve. Or choose a permanent buydown for a rate roughly 0.5% lower than the current market rate for the life of the loan.

Estimates and examples are for illustration only and depend on the purchase price, buyer-agent compensation, loan program, and lender terms. Rate buydowns require lender approval. Eric will walk you through the numbers for your specific purchase.

Buy With Confidence

Free valuation & disclosure analysis

Buying a home is exciting — but disclosure packets, inspection reports, and HOA docs can run hundreds of pages of dense, technical language. Eric helps you cut through it with clear, actionable insights so you know exactly what you're buying.

Ready to make informed offers? Start with a free home valuation and get an unbiased analysis of any property's market value before you write an offer.

Disclosure review

Plain-English breakdown of disclosures, reports, and HOA docs.

Unbiased valuation

Data-driven market value so you never overpay.

23+ years local

Deep Sacramento-region expertise on your side.

6 communities served

Sacramento, Elk Grove, Folsom, Roseville & more.

Process

From search to keys — and your rebate

Four steps, with Eric guiding you the whole way.

  1. 01

    Get matched & search

    Eric learns your goals, gets you connected with a lender, and sets up a tailored Sacramento-area home search.

  2. 02

    Tour & analyze

    Walk homes with Eric and get a free disclosure and valuation analysis so you make informed, confident offers.

  3. 03

    Offer & negotiate

    Eric structures a winning offer and negotiates hard on price, terms, and repairs on your behalf.

  4. 04

    Close & claim your rebate

    At closing, decide how to use your rebate — cash advantage, closing-cost credit, or a lower rate.

Buyer Questions

Questions buyers ask before making an offer

How much can I save buying a home with Eric?
Most buyers save $9,000 or more through Eric's buyer rebate. The exact amount depends on the home's price and the buyer-agent compensation in the transaction — Eric will give you a clear estimate before you write an offer.
What are the three ways I can use my rebate?
1) The Cash Advantage — use the rebate to support a clean cash offer, where sellers often accept around 9% less for a no-contingency cash purchase. 2) Credit toward closing costs — come to the table with little or no out-of-pocket closing costs. 3) A lower interest rate — apply it to a 2-1 buydown (2% lower year one, 1% lower year two) or a permanent buydown of about 0.5% below the current rate.
What is a 2-1 buydown?
A 2-1 buydown temporarily lowers your interest rate — 2% lower in year one and 1% lower in year two — then settles at the note rate from year three on. It eases you into payments and lets you refinance later if rates improve. Your rebate can help fund it.
What is a permanent buydown?
A permanent buydown uses points to lower your interest rate for the entire life of the loan — typically about 0.5% below the current market rate. Your rebate can be applied toward the cost.
Why do sellers accept less for a cash offer?
Cash offers with no financing or appraisal contingencies are faster and far more certain to close, so sellers frequently accept meaningfully less — often around 9% — for that certainty. Using your rebate toward the Cash Advantage program can put you in that position.
Where does Eric help buyers?
Eric serves the greater Sacramento region — Sacramento, Elk Grove, Folsom, Roseville, Rancho Cordova, and Rocklin — with 23+ years of local experience.

Ready to buy and save $9,000+?

Tell Eric about the home you want and he'll show you exactly how to put your rebate to work — toward a cash advantage, your closing costs, or a lower rate. No obligation.

916.531.3142